How Does DriveMyWay Work?
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DriveMyWay Safe Driving Program
Our 100-Day DriveMyWay Trial Period
You’ll have 100 days to try out the program. On day 90, you’ll receive an email with how your safe driving score is trending. The higher your score, the more you could save at your next renewal.
You’ll need to decide if you want to stay enrolled in the program or opt out before your trial period ends.
Explore the Smartphone App
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Score High, Save Big
With the app, your DriveMyWay score will be easy to see, so you will always know how you are driving and how you are saving. The higher your score, the more you can save with your personalized DriveMyWay rate.*
You’ll also be able to see the other drivers on your policy who contribute to your savings on this screen.
Insights on Your Driving
Interactive maps are also available on the app. These maps break down how often you engage in high-risk driving behavior on each trip.
Whether it’s a quick trip across town or a cross-country road trip, you can see where you made safe driving choices. You’ll also be able to see where you can improve driving habits and potential savings.
Avoid Phone Use While Driving
The app tracks your safe driving behaviors over time. This includes avoiding phone use while you’re driving.
What counts as phone use?
- Picking up your phone when the screen is unlocked
- Touching the screen, including swiping and typing
- Making a call while holding your phone (go hands-free instead)
- Allowing passengers to use your phone (since the app can’t tell who is using the phone)
Troubleshooting the DriveMyWay App FAQs
Pick Your Program
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*Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Product eligibility will vary by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply. The DriveMyWay rate factor applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, and personal injury protection. Additionally, the rate factor does not apply to fixed fees that are part of the policy. To refresh your understanding of coverages, visit the Car Insurance Coverage page. Customer driving behaviors from the KnowYourDrive program were used to inform rate structure. Adding or removing drivers from a policy may impact the overall score. Households where not all eligible participants on the policy are enrolled will receive a 5% introductory discount. If you unenroll drivers after the 100-day trial period ends, we’ll still use their driving behavior at the time of unenrollment when calculating your rate.
**Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.