Business Insurance Coverages
Protect your livelihood with a customizable business insurance policy that fits your needs.
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Business Insurance Policy
Business insurance helps you protect your dreams. Whether you work with a team or do it all yourself, the right coverage can help secure everything you've worked for.
What does a business insurance policy cover?
Business Insurance Coverage Types
Our coverages are tailored to different industries. Learn more about each policy type to find the best one for your business.
Contractor Insurance Coverage
Our contractor insurance coverage is designed for contractors such as painters, landscapers and plumbers. You may qualify and benefit if you are self-employed and work alone or have a team of employees.
An A/C technician you employ falls from a ladder while inspecting a vent. Our workers compensation and employer liability coverages for contractors can help financially protect you.
Commercial Office Coverage
Commercial offices are workspaces for conducting business, storing documents and keeping vital equipment. Our commercial office coverage protects business equipment within your space, and you can customize it to fit your needs.
Your office’s expensive copy machine shorts out. You can cover its repair cost with property protection through our commercial office coverage.
Landlord Insurance Coverage
Whether you're a new or experienced landlord, our landlord insurance coverage can deliver support and protection tailored to your needs.
Debris from a windstorm damages your duplex’s exterior. Building coverage under our landlord insurance plan makes it easier to pay for repairs.
Retail Business Insurance Coverage
Physical and online stores alike can benefit from this coverage. Customize your retail business insurance to protect your inventory, customers and income.
A fire breaks out in your bookstore, destroying and damaging most of your inventory. Having business personal property coverage in your retail business policy can help you replace it.
Business Insurance Coverages & Add-Ons
Customize your insurance policy with coverages that protect your business.
Business Coverages
Employee Coverages
Business Coverage Add-Ons
Trusted by over 12 Million Customers & Counting
90+ Years
Over 90 years in business protecting our customers
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Reliable, quality coverage for customers across 19 states
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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
**American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.