A husband, wife, and son are packing up a white truck to move out of state.

Car Insurance When Moving to Another State

Updated December 1, 2019 . AmFam Team

Can you keep your car insurance if you move to another state? Learn more about when and how to transfer your car insurance to another state.

Gather your documents

Make sure all your important documents are readily available, so you’re not searching through boxes later. Use a portable safe or another form of secure storage to transport them.

Call your insurance agent

Let them know you’re moving to a new state and ask about your coverage options in your new home.

Get a quote

If your current insurance isn’t traveling with you, you’ll need to start shopping for a new policy that works in your new state.

Do I Have to Change My Car Registration If I Move to Another State?

When you move to another state, your car registration needs to match the location of your new home. There are a few ways to change your vehicle registration from one state to another.

Visit the DMV

Go to your new state’s online or in-person DMV to find registration prices and forms. Once you fill out the paperwork and provide payment, your registration will be complete.

Get a new driver’s license

You’ll also need to apply for a new driver’s license when you finish your move. Call your new DMV or local law enforcement to ask about their grace period.

Hang onto your registration

Keep a copy in your vehicle and make sure your license plate is swapped for the new one you receive in the mail.

Can I Keep My Car Insurance If I Move to Another State?

Car insurance providers often operate in multiple states throughout the U.S. Check with your insurance agent before you make the move to see if your current insurance company will provide coverage in your new home state. If they will, you can take it with you. Be sure to ask your agent if any changes will be made to your coverage — some states have different insurance requirements than others, some of which may cause your premiums to rise.

If your current insurance company doesn’t provide insurance in the state you’re moving to, you’ll need to purchase new coverage when your move is complete.

Hang on to your current insurance

Don’t cancel your current auto insurance policy until you have a new one ready to go.

Compare quotes

Make sure you’re getting the best deal by shopping multiple insurance companies’ options.

Purchase your new insurance

Once you’ve decided on the right auto insurance, go ahead and purchase it.

Immediately call your old insurance

Cancel your old car insurance coverage and ensure that its end date aligns with the effective date of your new policy.

Moving to a new state? Connect with your American Family Insurance agent (Opens in a new tab) to make sure your car insurance coverage complies with your new state’s requirements and that you have the right insurance to protect what matters most while out on the road.

Tools & Resources

Explore our tools and smart tips.