Wondering how much the cost of car insurance will be for that beautiful new car you’ve been dreaming about? You’re not alone. And landing on that exact number can be difficult for a number of reasons because insurance rates can vary by car type and the age of the vehicle.

For the same car, costs can shift according to the zip code where you live. But other factors like your personal financial history and your family’s driving records can all influence the cost of your premium as well. To better understand what factors are in play, let’s take a look at what goes into calculating the cost of auto insurance and dig deep into the factors that sway your insurance costs.

Learn how to shop for auto insurance

Before you get to the dealership and sign on the dotted line, be sure to check in with your American Family Insurance agent. Compare quotes on the various makes and models you’re considering as you shop for car insurance. You’ll have the information you need to review your budget and verify expenses before you buy. And you’ll also find real peace of mind knowing that you’ve got the protection you need when you’re out cruising in your new ride.

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This article is for informational purposes only and based on information that is widely available. We do not make any guarantees or promise any results based on this information.

This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.