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Term Life Insurance

DreamSecure Term Life Insurance

  • Customize your coverage to help protect your family’s financial future
  • Select from 10-, 15-, 20- and 30-year policy terms

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What is term life insurance?

Term life insurance delivers coverage for a specific period, for example, 10 or 20 years. Compared to whole life insurance, term life offers lower premiums.

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Did you know?
Our life insurance calculator can help you determine the right coverage amount and give you premium estimates.

DreamSecure Term Life Insurance Policy Benefits*

Your beneficiaries will receive the death benefit payout if you pass away with an active term life insurance policy.** They can use it for anything they wish, including income replacement and mortgage payments.

Lower Premiums

Term life insurance policies boast lower premiums than whole life insurance. When your DreamSecure Term Life Insurance initial term ends, you can renew it at an increased rate.**
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Choose Your Term

Our term life insurance policy lets you select from 10-, 15-, 20- or 30-year level premium periods. It can help you protect your family's financial future up to a certain milestone, such as when your home is paid off.

Peace of Mind Protection

DreamSecure Term Life Insurance can help you protect your family while on a budget. For added peace of mind, if your initial policy term ends and you still need coverage, you can renew it at an increased rate.**

Keep Your Policy Through Injury or Illness

For another layer of protection, consider buying the Premium Waiver for Disability Benefit Rider. It waives premiums if you become totally disabled.

Add Coverage on Your Children

Buying the Children’s Insurance Benefit Rider provides $15,000 of term life coverage on eligible children. The cost of the rider is the same, regardless of how many children you have, and coverage can be converted to a long-term policy.
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Frequently Asked Questions

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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

Benefit riders offer additional coverage and can be added for an additional cost.

**After the initial term, DreamSecure Term Life Insurance can be renewed with increased premiums for additional one-year terms of coverage, up to the policy anniversary on or after the primary insured’s 95th birthday.

Policy Forms: ICC18-33 (10), ICC18-33 (15), ICC18-34 (20), ICC18-35 (30), L-33 (10)(ND), L-33 (15)(ND), L-34 (20)(ND), L-35 (30)(ND), L-33 (10)(SD), L-33 (15)(SD), L-34 (20)(SD), L-35 (30)(SD), ICC18-WP (TERM), L-WP (TERM), L-WP (SD)(TERM), ICC18-CIR (LT), L-CIR (LT)